Payment Capture

A practical example

Example: a furniture store uses delayed capture. It authorizes 900 at order time, captures when the sofa leaves the warehouse, and releases the authorization instead if the item is cancelled before dispatch.

What to evaluate before investing

• Can capture rules be configured per order type, such as immediate for digital goods and delayed for shipped items?
• Can the captured amount differ from the authorized amount, and how does the provider handle partial captures?
• What happens automatically when capture fails, such as an expired authorization, and can retries or notifications be configured?

Limitations and tradeoffs

Delayed capture leaves a window where the customer's funds are held but not charged; long fulfillment delays can cause expired authorizations and failed captures.